This is a well-known card about which you can find quite a bit through search engines.  Briefly, it seems set in San Francisco immediately after the 1906 earthquake and fire.  Note the damage on the sidewalk.  The two red characters mean “Test” and “Life” (i.e., predicting what your life will be) and the three black characters may be a star in the Big Dipper.  Too obscure for us, but the Edw. H. Mitchell card 1449 is unused and in age-appropriate condition.  Grade: 2